What is Uninsured and Underinsured Motorist Coverage?

One of the big things that we come across on a daily basis is the implications of uninsured and underinsured motorist coverage. Essentially this is coverage that you carry to protect yourself in the event that another driver of vehicle, who has injured you does not carry adequate bodily injury protection coverage. In the state of Florida. It is possible because there’s no requirement for any driver to even carry bodily injury liability coverage. And that’s why the UM coverage is so important because it protects you and the event that someone is uninsured or underinsured, and that person injures you as a result of their negligent driving. So the public service announcement folks is make sure, look at your policy, make sure that you have UM coverage because in the state of Florida, it is imperative that you have that. If you have any questions as to whether or not your policy has UM coverage, contact us at the office. We’d be happy to take a look at your policy and let you know and, and give you a quick evaluation of your coverage.

*The above has been transcribed by a third party service and has not been checked for accuracy

Our address:

St. Petersburg Personal Injury Attorneys McQuaid & Douglas
5858 Central Ave suite a
St. Petersburg, FL 33707

St. Petersburg Personal Injury Attorneys McQuaid & Douglas are committed to helping their clients achieve the best possible outcome. If you or a loved one has suffered a personal injury due to someone else’s negligence, don’t hesitate, contact us today at (727) 381-2300. We are open 24/7 and you will be speaking with an attorney.

Looking forward to your call! (727) 381-2300.

  • St. Petersburg Personal Injury Attorneys McQuaid & Douglas bring decades of experience helping injured individuals secure the justice and compensation they deserve. Our proven track record of success highlights our commitment to delivering exceptional results for our clients. Our firm’s longstanding reputation is built on earning great outcomes while treating every client with respect and fairness.
  • Our attorneys have earned recognition in The Best Lawyers in America 2024 Edition for Personal Injury—a prestigious honor reflecting our excellence in the field. This recognition is based on a rigorous peer-review process, where top attorneys evaluate their colleagues’ professional abilities within the same geographic and legal practice areas. The endorsement of our peers further solidifies our reputation for providing outstanding legal representation.
  • At McQuaid & Douglas, our attorneys have achieved the highest possible 10.0 AVVO rating. This distinction recognizes substantial experience, a successful track record, and professional achievements. It also considers peer endorsements and disciplinary history, ensuring that clients can trust our expertise in handling even the most complex and high-stakes personal injury cases.
  • Our attorneys are also members of the exclusive Million Dollar Advocates Forum, a prestigious acknowledgment reserved for trial attorneys who have secured million-dollar or multi-million-dollar verdicts and settlements. With less than 1% of U.S. attorneys earning this distinction, our membership demonstrates the exceptional skill and success we bring to significant personal injury cases.
  • St. Petersburg Personal Injury Attorneys McQuaid & Douglas stand out for our unwavering dedication to client success and our deep expertise in personal injury law. Our attorneys consistently secure favorable outcomes for clients, earning a reputation for diligence, compassion, and legal acumen. Known for being tough yet fair, we prioritize personalized service to ensure each client receives the attention and support they deserve throughout their legal journey.
  • When you choose McQuaid & Douglas, you’re choosing a team that is committed to having your back. Count on us to deliver the results you need when it matters most.
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